Before using the www.kundenbroker.ro site (hereinafter “the site”), please read the following terms and conditions carefully!

The official website of KUNDEN BROKER COMPANIE DE BROKERAJ S.R.L. (hereinafter referred to as ‘Kunden Broker’) is designed to ensure the highest degree of transparency and the best possible understanding of Kunden Broker’s activities. Use of the website implies your acceptance and compliance, in full, with all of the terms and conditions set forth below. If they do not agree with Kunden Broker’s terms and conditions, users must stop accessing this website. Except for the intervention of non-attributable malfunctions, users will have permanent access to the terms and conditions for using the website in order to consult them at any time.

Description of services

The website provides users with information about Kunden Broker’s activities.

Disclaimer

The materials displayed on the website are accessible to visitors, in compliance with legal provisions, without raising any liability for Kunden Broker. Kunden Broker cannot guarantee uninterrupted operation and lack of errors for the existing functions in the materials contained on the website. Although we make every effort to ensure the smooth operation of the website, Kunden Broker cannot provide any guarantee that malfunctions will be corrected within a certain period of time, or that this website or the server that hosts it, does not contain viruses or other potentially harmful components. Kunden Broker assumes no liability for the correctness, accuracy or consistency of the materials displayed on the website. It is important to know that the information and descriptions available on the website are not necessarily full descriptions of the terms, restrictions and conditions applicable to products and services, but are provided for the sole purpose of general information. This website may contain references (links) to other websites that are not owned by Kunden Broker. Kunden Broker is not responsible for the content of those sites, and accessing them does not imply any approval or notice from Kunden Broker.

Non-liability

Kunden Broker maintains this site to facilitate public access to information about its activities. Although Kunden Broker strives to provide accurate and up-to-date information to the public through this website, errors or omissions can sometimes occur. Thus, although we strive to avoid such situations to occur, Kunden Broker cannot offer any guarantee of the accuracy of the content on the site. Kunden Broker or a third party involved in creating, producing or making available the website cannot be held liable for any direct or indirect, major or minor damages resulting from the use or inability to use the materials on the website. Although we are trying to keep the website as clean as possible, free of viruses and harmful files, Kunden Broker is not responsible or liable for any damage that may arise as a result of infection of the user’s terminal following access or use of the website or download from the website of any type of material, data, text, images, audio or video representations. The information provided through the website is exclusively of a general nature; it is not necessarily all-inclusive, complete, correct or up-to-date.

Technical limitations of the services offered by Kunden Broker

Kunden broker assumes no liability if the services on the website cannot be accessed by the users, for any technical or commercial reasons, for a limited or unlimited period of time.

Rights to the content of the site

This website is the property of Kunden Broker. All information (text, images, audio and video representations) contained on this website or any other website owned, licensed or controlled by Kunden Broker cannot be redeemed, copied, reproduced, republished, transmitted or distributed in any way without the prior written consent of Kunden Broker. You may download the materials contained on this website for personal use only, provided that you retain and comply with the intellectual property rights contained in the materials. Kunden Broker offers no warranty that the use of the materials contained on this website by the user will not infringe the rights of third parties.

Legal terms

Those who choose to access this website, do so on their own initiative and are responsible for complying with the applicable legislative provisions. Unless otherwise specified, the information contained herein does not constitute an offer to sell or a purchase request for insurance products or any other products or services from Kunden Broker. No insurance products or other products or services are offered or sold by Kunden Broker and, if marketed, will not be in force in those jurisdictions where such offer, request or sell-off, are not consistent with insurance product legislation of that jurisdiction. Also, some products and services may not be available in all jurisdictions.

Proprietary Rights

Any information, except personal data or personal information, transmitted via this website to Kunden Broker, will be treated as non-confidential information and will become the property of Kunden Broker. This information may be used for various purposes, for example, It may be reproduced, claimed, disclosed, transmitted, published and/or displayed. Kunden Broker has the right to use any ideas, concepts, know-how or techniques contained in any communication transmitted through this website, or in any other way, for any purpose, such as developing and promoting products using such information.

Trademarks and intellectual property rights

All registered trademarks (e.g.: trade names, logos and emblems) are the property of Kunden Broker. The use of a license, trademark or material displayed on the website may not be done without the prior written consent of Kunden Broker. The images displayed on the website are the property of Kunden Broker, or the company has permission to use them. The use of these images is prohibited, except on prior and express authorization by Kunden Broker. Any unauthorized use of the information on the site may violate intellectual property rights, trademark law, privacy, publicity and communication regulations.

Software licenses

You are informed that any software program that may be made available or provided through this website may contain technology that is subject to strict controls under the export control laws of the United States and other countries and jurisdictions. By using the website you agree that you will not transfer or export such software in violation of applicable export rules and laws. Kunden Broker does not authorize the download or export from the website of any software or technical data to any jurisdiction where such action is prohibited by export control rules and legislation.

Personal data protection

Kunden Broker processes the personal data you transmit to us, data relating to you, a member of your family or another person, in full compliance with the provisions of EU Regulation 679/2016, on the protection of individuals with regard to the processing of personal data and the free movement of such data.

Please note that, although Kunden Broker fully complies with the rules and technical security measures regarding the protection of personal data, when accessing a link (“link”) to any other site, the operator of that site may collect information about you, including via cookies or any other technology. The personal data you transmit to Kunden Broker via this website will be used exclusively for the purpose of processing your request(s) and any other administrative matters, in connection with the policies mediated by Kunden Broker. Certain data may also be included in statistical information which may be disclosed to third parties, but such statistical information will not contain data identifiable with a particular person. Kunden Broker will not use the information transmitted through the “Contact” section for marketing purposes, and it will not disclose it to third parties for marketing purposes. You are under no obligation to provide any personal data to Kunden Broker, and your refusal to provide such data will only prevent the submission of the form to Kunden Broker. The personal information you register on this website is intended solely for the purpose of processing your request by Kunden Broker and will only be disclosed to public authorities, upon request, under the conditions governed by the laws on personal data protection. In accordance with the provisions of EU Regulation 679/2016 on the protection of individuals with regard to the processing of personal data and on the free movement of such data, you may exercise any of the following rights: the right to access your personal data; the right to request the rectification of inaccurate or outdated personal data; the right to withdraw consent to the processing at any time, only if the processing of data is based on your consent; the right to restrict processing; the right to oppose the processing of personal data, in accordance with the regulations in force; the right to lodge a complaint with the national Data Protection Supervisor; the right to erasure (“right to be forgotten”). To exercise these rights, you can apply with a dated and signed application to Kunden Broker Companie de Brokeraj S.R.L., with headquarters in Cluj-Napoca, Str. Dambovitei nr. 12-18, scara 3, parter, etaj 1, 2, Cluj County. By submitting a request to Kunden Broker you agree to the above terms and conditions and consent to the provision to Kunden Broker of the personal data you register on this website, and consent to the processing by Kunden Broker of such personal data.

Cookies policy

This website uses cookies to provide visitors with the functionalities necessary for proper use, a much better browsing experience and services adapted to the needs or legal provisions in force. A cookie file is a small text file that is stored and / or read by the web browser you use on the hard disk of the device used for internet browsing (computer, laptop or smartphone), depending on the websites you visit. Also, cookies make your interaction with websites more secure and faster, because they can remember your preferences (e.g. authentication data), sending the information they contain back to the original website (first-party cookie) or to another website to which they belong (third-party cookie), when you visit the respective website again using the same device. If you want to delete cookies stored on your devices and configure your web browser to reject cookies, you can use the settings for your web browser preferences. Usually, you can find the navigation settings related to cookies in the Options, Tools or Preferences menus in the web browser you use to access our websites. Depending on the purpose for which the cookies used by our websites are used, they are usually classified in the following categories:

Strictly necessary – they allow you to navigate the website and use its basic functions. Usually, they are installed only in response to actions performed by you that equate to a request for services. These cookies are indispensable for the use of websites.

Third-party cookies – These are cookies hosted by domains other than those belonging to Kunden Broker.

Kunden Broker uses the services of third parties to obtain information about the use of our websites, in order to optimize your user experience and to present you advertising outside our Websites. These third parties (including, for example, advertisers and external service providers, such as web traffic analysis services) may also use cookies over which we have no control.

Final terms

These terms and conditions may be revised at any time without prior notice to thosewho use or have used the website. Any revision is valid and must be complied with from the date of publication or from any other date expressly stated.