Each of us is responsible for our financial security and that of our family. We all want to maintain the comfort we have become accustomed to during our retirement as well, and to do many things that we have not been able to do during our working years. This is why ensuring an additional income for retirement age has become an increasingly common practice in recent years.

With an ageing population, which is putting increasing pressure on social protection mechanisms, the management of the pension system has become a challenge for governments around the world. At both European and national level, reforming public social security systems to increase the quality of life of pensioners has become a central issue. Therefore, a mandatory and optional component, both managed by private companies, has been implemented within the social insurance system.

Since Romania is among the countries with the lowest average pension in Europe, in order to preserve our health and quality of life at old age, it is necessary to identify and manage in advance our resources towards the following savings mechanisms:

• Personal Savings,
• Personal Investments,
• Mutual Funds,
• Optional Pension Funds.

Through the services brokered, Kunden Broker offers you the possibility to have the money needed for a comfortable and decent living in retirement. All you must do is regularly set aside a certain amount so that in retirement you can get a monthly income, for life.