You worked hard to build your life the way you wanted; with the people you love. Now is the time to protect your achievements. But it can be difficult to know how extensive the coverage, or what type of life insurance you need. Life insurance can be more than just a safety net. Depending on the type chosen, the foundation may be a solid financial plan. Our recommendations are based on your priorities and what you can support financially.

What is Term Life Insurance?

Term life insurance is one of the most affordable insurances you can purchase. Insurance provides coverage for a specific period, or “term” (e.g. 10 or 20 years, or at a specific age, e.g. 75 years). The protection ends with the maturity of the policy. This means that your loved ones will not receive any insurance allowance if you die after the maturity of the policy.

What is mixed life insurance?

Mixed life insurance gives you lifelong protection. This gives you the security that the people you love are protected – both now and in the future. Not only will it pay an insurance allowance to your loved ones when you are no longer here, but it also offers you financial benefits that you can take advantage of while you’re alive, creating an added value over time.

What is Unit Linked insurance?

Unit Linked insurance is an insurance plan that acts as both an insurance and an investment. It also provides protection to the policyholder, along with investment options. Insurance premiums are allocated in investments such as shares, bonds or mutual funds. In Unit Linked insurance, investment risks are associated with capital market risks. Investment risks in your investment portfolio are consistent with your risk tolerance. However, investment decisions are recommended to be made after analyzing your needs and your appetite for risk.