Health and Protection
One of the greatest satisfactions in life is to see your family safe, peaceful and happy because the ones you love are all you value most in the world. But life is full of uncertainty and no one can predict exactly what will happen in the future. Hence the importance of making sure your family is protected even if something unexpected happens to you. This is where we, Kunden Broker consultants, come in, giving you the best solutions, fit for your and your family’s needs!
There are several reasons to think ahead about protecting your family’s future:
Your family’s financial security;
Ensuring an education fund for children;
Ensuring an additional fund at retirement age;
Financial support in case of incapacity for work (temporary/permanent);
Financial support for your health and your family;
Existence of a savings fund for important events;
Possibility of ceding to a bank;
Preservation and securing of property.
The legislative approval of the service packages and the framework contract, which regulates the conditions for the provision of healthcare under the health insurance system, was the decisive step for reforming the health insurance system in Romania. The National Health Card is of national interest and is primarily aimed at the transparency and efficiency of funds used in the health insurance system. The National Health Card is the access code for all computer systems of the National Social Insurance Authority. It has become the confirmation tool for the provision of all services in the system. For medical services covered in co-payment or not covered by the basic package, you can contact private health insurance complementary to or additional to the basic package.
With private health insurance you can have the following advantages:
Freedom and flexibility in choosing the healthcare provider, and extended territorial coverage irrespective of the area of residence or domicile;
Ongoing assistance and support for medical emergencies, appointments for consultations and investigations, planned admissions, medical information through the insurer’s Call Center service;
- Priority for consultations, tests and investigations in the insurer’s network (avoid waiting lists);
- Preferential access for diagnostic and treatment medical services in private practices, clinics and hospitals at home and abroad;
- High quality medical services provided by private health care providers, which provide access to high-performance medical technology and adequate support for solving difficult cases;
- Insurance guarantee: legislation requires provision of risks and technical reserves to cover the insurer’s obligations;
Service guarantee: the insurer tracks the quality of the services it has contracted with the suppliers and your satisfaction;
Direct settlement to providers of health services covered in the insurer’s network in the country, as well as subsequent settlement, based on the compensation file in cases treated outside the insurer’s network or abroad;
Total tax deductibility (both from income/profit tax and from all compulsory social contributions).