Guarantee policies are an advantageous alternative to other existing solutions, either in banking (bank guarantee letters) or alternative solutions (successive deductions, cash deposit, etc.). Based on an analysis of your company’s main financial indicators, the main advantages are that they do not assume the existence of collateral or the immobilization of additional amounts of money (collateral cash) and do not include the analysis of the company’s indebtedness. By default, your company will be able to engage in multiple contracts, which involve the creation of such guarantee solutions, while preserving the debt indicator in parallel.

Guarantee policies may also be issued in a conditional form, and they may be executed after the policyholder’s culpable performance has been demonstrated. Such a solution protects you from any unfounded, abusive or erroneous claims on the part of the beneficiaries.

As we work with the insurers that own these insurance lines in our portfolio, we can offer you customized solutions, depending on the contractual obligations assumed by your companies. We subscribe to all types of guarantees: participation in the auction, advance return, performance guarantee, guarantee for the maintenance period, guarantees of good payment.