To have more benefits for your home, take out optional housing insurance! While there is compulsory home insurance, it was designed to cover only major risks such as earthquakes, natural floods and landslides.

Since the price of such insurance is only 10 or 20 Euros per year, depending on the type of insured home, if the damage is greater you cannot recover the full amount needed to cover the damage, but only the amount guaranteed by this type of compulsory insurance, which usually does not exceed 10,000 or 20,000 Euros. Optional housing insurance, on the other hand, allows for all the damage to be covered. That way, you and your family will feel safe.

You can also cover other risks with an optional home insurance policy. Because these policies are not expensive at all, anyone can afford to protect both their homes and valuables.

In addition, most such insurances include sections designed to protect third parties, for example, covering part or even all of the damage caused to neighbors in the event of water or fire damage originating in the insured home.